The long-debated question:

To bundle or not-to bundle?

Administering a retirement plan can come with several challenges and complexities.

- Partnering with the right administrator is key to the effectiveness of your plan and raises the question of which one is right for me: a bundled provider or a Third Party Administer (TPA).
- Partnering with a TPA for your retirement plan offers numerous advantages over a bundled provider. At Trinity, we offer specialized services and expertise that can greatly benefit your plan's administration and overall effectiveness.

Here are some key reasons why Trinity is the better option for your retirement plan:

Key Reasons	Bundled	Unbundled	Trinity Advantage
Customization and Flexibility	Often a limited set of plan design options.	Tailored approach to meet the needs of the plan.	A retirement plan that aligns with the business owner and company goals.
Expertise and Knowledge	Restricted plan design knowledge and ongoing consultation.	Specialized in retirement plan services, design, and ongoing consulting.	Insurance that your plan remains in compliance with all legal and regulatory obligations by our ASPPA designated consultants.
Cost Transparency and Efficiency	Sometimes administration and investment fees are built in, making it harder to see the true cost of plan administration.	Transparent fee structure, allowing you to see exactly what services you are paying for.	Better identify expenses, ensuring that your plan remains cost-effective and covering your fiduciary responsibilities.
Personalized Service	Service is provided by a call center with limited one call resolutions that often prolong the time in getting answers.	Dedicated and responsive support from a team of Relationship Managers.	Higher level of personalized service that is consistent and prioritizes communication.

From customization and flexibility to independence and expertise, Trinity can provide personalized services that align with your unique requirements. If you prioritize tailored solutions, unbiased advice, and a high level of service, choosing Trinity is the better option for your retirement plan.

Contact your Regional Vice President to learn more about our customized 401(k) services.

01 Aug 2023

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Trinity Pension Consultants