October 1st, 2025, is the deadline for all startup 401(k) Safe-Harbor retirement plans.
What does this mean?
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- A startup 401(k) Safe-Harbor retirement plan for the 2025 calendar tax year, must be established for at least 90-days.
- A startup 401(k) Safe-Harbor retirement plan must be established for the first payroll of the 2026 calendar tax year.
How do these deadlines affect me?
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- If you or your clients have shown interest in starting a 401(k) Safe-Harbor retirement plan for 2025 or 2026, now is the time to make the move!
What do I do now?
Contact your Regional Vice President/Retirement Sales to startup your 401(k) Safe-Harbor retirement plan.
About the author
Trinity Pension Consultants